Preventing Identity Theft

By Robert Robillard on Contractor Advice

Preventing Identity Thef

Preventing Identity Theft

There are no fool proof measures to prevent identity fraud but there are several common sense steps one can take to protect themselves.

Yesterday I posted on identity theft and the many ways it is perpetrated.

As a police officer I have advised many a person, often too late, on how to protect themselves from identity theft. Here’s my advice to you:

Credit Reports

At least twice a year order and inspect your credit report, ensuring all information is accurate. Look for any accounts you did not open, unexplained debts, or inquiries you did not initiate.

Place a “fraud alert” on your credit reports. This tells creditors to follow certain procedures before they can open new accounts.


Use alpha-numeric passwords. Example: Instead of “bob” use “b6ob6.”

Do not leave passwords written down anywhere where someone may find it. Especially not in your wallet.

Financial Information

At home shred all statements and papers not saved. Save all important information in a locked box or safe.

Carefully review your monthly statements every month.

Unwanted Solicitation / Marketing

Remove yourself from marketing lists by contacting the three major nationwide credit reporting agencies. [Equifax, Experian or Trans Union] Also contact the “Direct Marketing Association” to remove your name from their email lists.

Never give out personal information over the phone. Ask that your name be removed from their call list.

Verify who you are talking to by hanging up, looking up the number yourself and then calling them back. Know to whom you are speaking to.


Do not put your social security number on checks. Ordered checks can be sent to your bank and not your home. The bank will release the books with proper ID.

Credit cards

Write the words “ASK 4 ID” or “SEE ID” on the back of the card and “ID” on the front. Do this instead of signing the card, use permanent black marker.

Photo copy both sides of all your credit cards in case you lose them. Lock them up in a safe place.


Watch what you throw away. Bank statements, credit card statements, personal information and receipts should be shredded. Cross-cut shredders are the best to use.

Click here to check you FREE annual credit report.

For more information on identity theft see

If you enjoyed this post, please consider commenting or subscribing to receive my future posts via email

If you enjoyed this post, make sure you subscribe to my RSS feed!

About the author

Robert Robillard

Carpenter / Remodeler / Editor

Rob Robillard is “The Concord Carpenter” Rob is a builder, general contractor, carpenter, woodworker, and editor of Concord Carpenter and ToolBoxBuzz As a General Contractor and carpenter, Rob owns and operates Concord Carpenter LLC. A full-service remodeling and construction company. Rob is a recognized leader in home building best practices and a source for how-to information for building professionals. On this website, Rob covers all aspects of home construction, building science, home improvement, woodworking, remodeling, and some of the best product and tool reviews. Rob is in charge of our Tool and Product Review series - Concord Carpenter Videos where we post all of our tool reviews and video tutorials. Rob approaches remodeling and building construction with a pragmatic and problem-solving approach. He enjoys using his knowledge and experience to help and educate building professionals as well as DIYers on best practices in the construction and remodeling industry. He's a strong advocate for "raising the bar" in the construction trades and promoting the trades to youth. #BeAMentor #Green2Great Craftsmanship, quality, and pride guide his journey on this channel The Concord Carpenter's motto: "Well done is better than well said!" : Read more about Rob

All posts by Robert »

Not what you're looking for?

Search for more articles here. Enter keywords like roof leak, bookcase, deck, etc to find your topic.

© Copyright 2019 A Concord Carpenter · All Rights Reserved